2026. Analysis of Technical Competence, Work Ethics and Product Knowledge in improving the welfare of BJB Bandung bank employees: Analisis Kompetensi Teknis, Etika Kerja dan Product Knowledge dalam meningkatkan kesejahteraan karyawan bank BJB Bandung. Procedia of Social Sciences and Humanities. 9, 1 (Aug. 2026), 543–562. DOI:https://doi.org/10.21070/kj008r18.