Analysis of Technical Competence, Work Ethics and Product Knowledge in improving the welfare of BJB Bandung bank employees

Analisis Kompetensi Teknis, Etika Kerja dan Product Knowledge dalam meningkatkan kesejahteraan karyawan bank BJB Bandung

Authors

  • Sandy Putra Wibawa Program Studi Manajemen, Universitas Muhammadiyah Sidoarjo
  • Trifonia Putri Nahung Nahung Program Studi Manajemen, Universitas Muhammadiyah Sidoarjo
  • Moch. Rizki Ari Saputra Program Studi Manajemen, Universitas Muhammadiyah Sidoarjo
  • Dava Raihan Putra Setiawan Program Studi Manajemen, Universitas Muhammadiyah Sidoarjo
  • Dewi Andriani Program Studi Manajemen, Universitas Muhammadiyah Sidoarjo

DOI:

https://doi.org/10.21070/kj008r18

Keywords:

Technical Competence, Work Ethics, Product Knowledge, Employee Welfare, Qualitative Methods

Abstract

General Background: Modern human resource management recognizes employees as knowledgeable assets whose well-being ensures sustainable organizational success. Specific Background: Bank BJB Bandung faces intense banking competition requiring skilled human resources to meet institutional targets and maintain employee support. Knowledge Gap: Existing banking studies predominantly employ quantitative approaches focusing on employee performance rather than examining qualitative perceptions of technical competence, work ethics, and product knowledge as drivers of employee well-being. Aims: This study aims to examine how technical skills, work ethics, and product knowledge contribute to improving employee welfare at Bank BJB Bandung. Results: Findings indicate that technical competence reduces technostress and boosts career growth, work ethics foster a supportive organizational culture, and product knowledge improves customer service while securing financial rewards. Novelty: This qualitative investigation uniquely applies the Job Demands-Resources model to evaluate how operational capabilities and ethical standards protect banking staff from job strain and elevate overall well-being. Implications: Banking institutions must continuously implement targeted training programs, reinforce ethical values, and expand product understanding to optimize workforce quality and employee welfare.

Highlights:

  • Technical skills reduce job demands and increase task execution speed for staff.

  • Professional values establish a supportive organizational environment and build trust.

  • Product understanding supports target achievement and improves financial rewards.

Keywords: Technical Competence, Work Ethics, Product Knowledge, Employee Welfare, Qualitative Methods

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Published

2026-08-27

How to Cite

Analysis of Technical Competence, Work Ethics and Product Knowledge in improving the welfare of BJB Bandung bank employees: Analisis Kompetensi Teknis, Etika Kerja dan Product Knowledge dalam meningkatkan kesejahteraan karyawan bank BJB Bandung. (2026). Procedia of Social Sciences and Humanities, 9(1), 543-562. https://doi.org/10.21070/kj008r18